3 Free Banking Apps for Entrepreneurs
Financial institutions and entrepreneurs have a historically complicated relationship. Entrepreneurs need ways to fund their companies and keep business moving, meaning they lean on banks for everything from business loans to checking accounts. And banks need entrepreneurs, too — without small businesses fueling the economy, there isn’t much banks can do. This (sometimes reluctant) co-dependent […]
Enterprise App Design: Does iOS Fare with Android in terms of Security?
More enterprises are investing in mobile applications on platforms preferably iOS. The 2016 enterprise mobile apps report brought out by Adobe reinforces the growing need for enterprises to invest in mobile apps. With Apple constituting a major share of the world smartphone market, iOS tend to be the most preferred platform in enterprise app development. […]
Most People Are Dead Wrong About Bitcoin and Criminals
It seems that these days, cryptocurrency can’t catch a break in the news cycle. In early April, the Securities and Exchange Commission urged a federal judge to freeze $27 million that was allegedly garnered through the illegal sale of shares in LongFin — a company whose stock shot from $5 to $142 after announcing it was acquiring […]
Are AI and Big Data the Economic Levelers We’ve Been Looking for?
For all of the “isms” supposedly being felled by enlightened Americans, the U.S. economy remains stunningly unfair. Take racism. On one hand, interracial marriages have grown fivefold in the 50 years since Loving v. Virginia, which legalized the practice. On the other, the average median household wealth of African-Americans declined by 75 percent between 1983 […]
Thinking About Borrowing Money? Here’s What You Need to Know
Some people love debt, while others hate it. People in the former category tend to use loans for everything. Those in the latter category avoid it at all costs. Both extremes can create problems. If you’re thinking about borrowing money, the smart approach lies somewhere in between. The Do’s and Don’ts of Borrowing Money When […]
What Will Cryptocurrency Be Like in 10 Years?
Investors, pundits, and enthusiasts can’t stop speculating about cryptocurrency, and more often than not, their predictions center on price. But simply musing over the market performance of a specific coin ignores the larger potential of cryptocurrency. This space is about more than price fluctuations — it’s a digital financial revolution that’s poised to transform the world. Cryptocurrency […]
Crypto Feels Like the Wild West — But Really, Big Tech Holds the Puppet Strings
rtFor evidence of big tech’s evolution from AV club geeks to big guys on campus, look no further than the influence of companies like Amazon and Google. They’ve crept into every corner of contemporary life; they possess outsized amounts of power and exercise imperial control over the digital landscape — and it looks like taking […]
3 Insurance Technology Trends That Will Rule The Roost in 2019
We’re sure you’ll agree when we say: traditionally, the insurance industry worldwide has been dominated by massive national brands and legacy product lines and age-old technology. The change is already here and more changes are expected to disrupt the global insurance industry. The rapid evolution of insurance technology or insurtech that’s making waves in the […]
4 Ways to Enter the Blockchain Industry
Blockchain is, in essence, an encrypted peer-to-peer distributed databases. It’s powered by countless computers located disparately around the world. The system is a growing, ordered collection of records called blocks, each with a timestamp that’s linked to a previous block. The technology uses cryptography to make sure that users can only edit their own blocks. […]
How Can Cryptocurrency Change Retail Payments?
Cryptocurrency made a poor first impression with the public when it launched, thanks to an association with criminal activity and security loopholes that were not the fault of the blockchain technology on which it runs. Widespread application possibilities got lost among the sensationalism in the news, which included constant stories harping on the radical fluctuations in the value […]
Robo-Advisors Are Coming. So What’s Stopping Them?
As technology continues its seemingly endless evolution, robots are taking over customer service and back-end data analysis. Combining those functions to create robo-advisors makes perfect sense. Unconvinced? Look at the financial sector. Experts who weighed in as part of Financial Planning’s survey believe that wealth management firms will continue to invest in robo-advisors and financial mobile app development as the […]
Cryptocurrency Fraud Is the Exception, Not the Rule
Cryptocurrency and blockchain are revolutionary technologies, but being so far ahead of the curve comes with consequences. With few precedents to learn from and regulatory frameworks still in their infancy, the crypto space has attracted its share of shrewd opportunists whose scams — such as the infamous pump-and-dump schemes — have grabbed international headlines. Tech giants like Facebook and […]
The US Is at Risk of Becoming a Second-Tier Financial Hub If Regulators Don’t Embrace Crypto
Among fintech enthusiasts, cryptocurrency is often the life of the party — and regulation is the elephant in the room. For a while now, we’ve heard whispers about the need for crypto-specific regulations in the community, and after appointing the first-ever senior advisor for digital assets and innovation back in June, it’s clear the U.S. Securities and Exchange Commission […]
Lutron lights up Amazon Echo’s life
Lutron Electronics has added its Caséta Wireless system to the growing list of devices that support Amazon Alexa range, which includes the Echo, Dot, Tap, and Fire TV. The Caséta Wireless system features various connected LED lights that can change color or brightness on demand. The integration of Alexa allows users to change the lights […]
2020s: Top Investment Banking Trends to Watch Out For
As we enter 2020, the Banking and finance industry have already come far — from open trading at physical exchanges to algorithmic trading. We’ve gone away from paper savings accounts to robo-advisors. Here are the top investment banking trends to watch out for. Borrowing from Bob Dylan, the times are a-changin’ The current crop […]
Why China’s own ‘Bay Area’ matters now for your company
Over the past few years, I’ve had the pleasure of spending significant time on the ground in China for ReadWrite and ReadWrite Labs. While here in China, I’m continuously discovering new opportunities that exist and even more reasons for foreign startups and corporations to consider getting started in China. However entering a new market can […]
Coworking spaces and IoT — what could possibly go wrong?
The IoT and coworking spaces have a lot in common. Both need to strike a careful balance between forging accessible yet secure connections to engage with and protect their growing communities. It’s a tough call. Lucas Seyhun, co-founder at The Farm Coworking, said: “While we work with some of New York’s leading technical startups, we […]
ICYMI from F2 Capital: Tesla gets some blame, Apple goes AR, Dimon slams Bitcoin
It’s been a busy week in emerging tech, with a lot of big news. Here’s a quick recap of what you might have missed. Apple debuts ARKit This past week, Apple introduced ARKit, a new framework that allows you to easily create unparalleled augmented reality experiences for iPhone and iPad. Some believe this (along with Google’s release […]
Everything You Need to Know About Finances for Your Startup
brGetting a startup off the ground isn’t easy. Instead of focusing solely on your baby, as in the actual product or service that you’re selling, you’ll also have to deal with administrative headaches. Managing your startup finances is one of these necessary evils. Here’s everything you need to know about finances for your startup. As […]
Evolving from Decentralization to Centralization – Back to a Decentralized Future
Believe it or not, decentralization is nothing new. It first began with the social organization of ancient human societies. They lived together in small Neolithic decentralized communities of less than 100 people where everyone was accountable for one another. Small populations directly made management easier. Such small communities could easily trust one another, and the […]
How Traditional Banks can Stay Ahead of Fintech Firms with Conversational AI
FinTech firms present a credible threat to incumbent banks. Leveraging a combination of technology, consumer-centric service, and flexible business practices, fintech firms reduce the cost of doing business, extending their customer base, and taking market share from established traditional banks. Despite this threat has been present for some years now, many banks believe they are […]
Fintech Development Trends that You Must Know About
Fintech Development Trends are ever-changing and to keep yourself updated with these essentials. One of the most renowned words – Fintech, is a blend of “Finance” and “Technology.” Here are Fintech development trends that you must know about. Fintech defines any organization that uses technology to either automate or improve the financial process along with […]
Cloud Computing for Businesses: Will Covid-19 Surge Cloud Adoption?
A wise man once said not to let a good crisis go to waste. The Covid-19 has shaken the world upside down, many businesses experienced heavy losses while the others started to rise. The pandemic not only changed the way businesses operate but also the way they managed to survive. Globally, the education system became […]
All You Need to Know about RegTech in 2020
With the annual compliance spending of the financial institutions exceeding hundreds of billion dollars and the growing number of financial regulations, it’s no surprise that RegTech, or regulatory technology, has emerged to respond to a broad range of compliance issues. Here is all you need to know about RegTech in 2020. As with all emerging […]
Payment Solutions that will Flourish your e-Commerce Business
While everyone is talking about how the capital letters of innovation — AR, AI and IoT — have turned our lives to online adventure — I’d like to discuss a bit more prosaic, but still promising sphere. It’s e-Commerce. Here are payment solutions that will flourish in your eCommerce business. If you still think that […]
Best Ways to Use Credit Cards to Increase Your Credit Score
A plethora of websites may suggest to you a hoopla of best ways to increase your credit score but how successful are these tips and tricks, ever wondered? Your credit score reflects how well you use your credit and is thus, immensely important during the requirement of any kind of loan. It is, thereby, important […]
An Obscure Program Shows How FinTech Can Fight Stimulus Fraud
Sen. Chuck Grassley offered a scathing critique of the federal government’s EB-5 immigrant investor program and the potential for fraud when the Senate passed a bill last year reforming the three-decade-old program. The money from foreign investors — who in return for investing $500,000 to $1 million were promised green cards — was supposed to […]
It’s all in the wrist: Wearables are Helping to Treat Disease and Disability
Ever imagined a life with an impairment that is here to stay? Ever thought of being hooked to a disability that drives all your passions away? What if you can’t lift your leg straight up, or what if your arm doesn’t extend out properly? While it is a difficult process of recovering from such disabilities, […]
Private Fund Data Operations Should Provide More Protection
COVID-19 has hit business leaders. It’s hit them with an endless parade of unexpected challenges. Leaders in private fund data operations are feeling it too. However, these challenges also present opportunities for technological advances. Stretched Operations Shrinking revenue and smaller budgets have reduced the margin for error. Risks are more severe. New risks are joining […]
Less Data Transparency Means Less Investor Trust
The business world can take two lessons away from the countries that have been most successful in fighting COVID-19. Data operations, data transparency and clear communications matter. Those are particularly important lessons for asset managers that need trust almost more than anything else right now. Singapore and data Singapore’s initial response to the coronavirus (COVID-19) […]
Top 6 E-Wallet Technology Trends to Look for in 2020
Since the beginning, the payment models have undergone a tremendous transformation from the barter system to cryptocurrencies. In the modern era, money exists in both digital and physical form. The Former is getting more prominent as the technology is making digital money safer, more accessible, and convenient via e-wallets. Here are the top e-wallet technology […]
As the Money Continues to Flow in Pandemic Responses, Crypto’s Time is Nigh
As shutdowns around the world aimed at mitigating the spread of the novel coronavirus continues, the global economic picture is becoming increasingly bleak. Here is how the money continues to flow in this COVID-19 pandemic is changing the Cryptocurrency market. In America, unemployment numbers have reached their highest level since the Great Depression of the […]
Bitcoin Emerges as New Standard in Post-COVID Economy?
The great disruption of the novel coronavirus could do what nothing else has done so far: give Bitcoin the extra push to become accepted as a reserve currency. The macro economic moment we’re in represents a serious opportunity for Bitcoin use cases. Let’s take a look at a few key reasons why.
10 Ways to Skyrocket Business Growth Using Blockchain Technology
Blockchain technology is cementing its position in the business marketplace to help you get more customers. Gratefully, the first thing that blockchain will help with is better security. But it’s going to take some time for the business community to adopt blockchain properly. With that being said, I’m going to explain ten unique benefits that […]
Role of Big Data in the Evolution of the Financial Industry
The financial industry has always been a highly competitive sector. Considering how disruptive technologies like Big Data have reached their maturation, big data can be made a beneficial part of the financial industry. Businesses can harvest big data for security, personalization, and investment decisions. Big Data is bringing forth new datasets that can help understand […]
Top 20 Virtual Blockchain Speakers
When you want to understand blockchain technology and get a grip on what’s happening in the cryptoworld, you need to stop and listen. In an environment moving this fast, you need to hear from the people who are building the networks, managing the trades, and watching the changes. Here are twenty virtual blockchain speakers who […]
Covid-19, Jobs, Data and Machine Learning
Americans worry machine learning and artificial intelligence are a threat to their livelihoods. But the global pandemic demonstrates that these data technologies are essential to improving lives. A recent survey captured the job-loss anxiety. Thirty-seven percent of workers aged 18 to 24 say new technology will eliminate their job by 2025. This fear climbs to […]
Know Your Customer Regulations in Crypto Exchanges
Over the past few years, buying top digital currencies such as Bitcoin and Ether is common in off-exchange trading. The utilization of digital assets at a corporate level is quite promising. The cash management is revolutionizing, which is revamping the conventional payment flows using blockchain. Here is how to know the “know your customer” regulations […]
3 People Reveal a Formula for Hedge Fund Data Operations
Patrick O’Shaughnessy, Peng Zhao, and Michael Recce don’t work at hedge funds. But collectively these three illustrate a formula for the future of hedge funds, fund data operations, and big-time investing generally. Think of the equation hidden in their stories as stats scientist + strong leadership + cultural change management + data operations = hiring […]
VC Funding in 2020: What Investors Look for in Startups
Venture capital investment is one of the top places startups look out for when seeking funding for their business alongside other popular options like angel investing and crowdfunding. Moreso, there is a lot of competition with investors doing all they can to determine the viability of a business before putting their money into it. When […]
